I am a 73 year old disabled retiree living on a fixed income from Social Security and a pension. After approximately 12 years of retirement I found myself $60,000 in debt from the purchase of a trailer to live in and then the maintenance costs and improvements that it needed.


Also, I found myself using credit cards for car repairs, and unanticipated medical and especially dental bills. I had a perfect credit rating and no debts when I retired, but I was very naive and uninformed about the expenses that I would encounter and how my needs would change as I aged and finally found myself with no alternative but to file for bankruptcy.


I was very apprehensive and depressed and didn't know what to expect. But from my very first appointment with my lawyer Timothy Huyck, I felt listened to, understood and supported. Timothy was very clear and thorough in explaining the entire process to me from beginning to end and exactly what to expect and what would be expected of me. That was very comforting, because having information and knowing what steps to follow is always better than imagining things.


By not having crushing bills to pay, I had enough money freed up to pay the fees and live with a relief that I hadn't known for years. The two obligatory courses I took gave me insight into my habits and tendencies and some concrete information to work with so I don't get myself into debt again. All in all, I am very glad I filed and would like to extend my gratitude to Timothy Huyck for his kind, gentle and respectful guidance through what was at the start a very unsettling and stressful prospect. 


P. B., Desert Hot Springs, California

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Our office provides bankruptcy services for the following California counties: Riverside, San Bernardino, Los Angeles, Orange, Santa Barbara, Ventura, and San Luis Obispo. Our La Quinta office conveniently serves clients in Palm Springs, Palm Desert, La Quinta, Indio, Rancho Mirage, Indian Wells, Cathedral City, Desert Hot Springs, Coachella, Bermuda Dunes, Thermal, Mecca, Valerie, Sky Valley, and North Palm Springs. Our Beaumont office serves clients in Beaumont, Banning, Calimesa, Yucaipa, Redlands, San Bernardino, Hemet, San Jacinto. Cabazon, Riverside, Cherry Valley, and the rest of the Inland Empire.


2 locations for your convenience


Walk-ins welcome!

78900 Avenue 47, Suite #112

La Quinta, CA 92253

email: MyFreshStartBegins@gmail.com

(909) 757-8299


By Appointment Only

36687 Torrey Pines Drive

Beaumont, CA 92223

email: MyFreshStartBegins@gmail.com

(909) 757-8299


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